Retirement cashflow planning calculator
Project your pension pot to retirement, then see year by year whether it can fund your spending alongside the State Pension.
Your details
Your entitlement
Your pension pot runs out at
Age 88
| Current pension pot | £150,000.00 |
| Contributions over 22 years | £132,000.00 |
| Projected pot at age 675% growth a year | £669,820.39 |
| Tax-free lump sum takenCapped at £268,275 | £167,455.10 |
| Annual spending target (today's money) | £30,000.00 |
| State Pension from age 67Today's money | £11,973.00 |
| Other annual income | £0.00 |
| Total drawn from pot | £871,052.76 |
| Pot runs out at age | Age 88 |
- • Spending, State Pension and other income rise with inflation each year.
- • Drawdown is shown before income tax; withdrawals above the tax-free lump sum are taxable.
- • Full new State Pension is £230.25 a week (£11,973 a year) for 2025/26.
- • Investment returns are not guaranteed and can fall as well as rise.