Income & expenditure calculator
Add up your monthly income and outgoings to see what's left over, or where you're falling short.
Your details
Income
Spending
Your entitlement
Left over each month
£140.00
| Take-home pay | £2,200.00 |
| Total monthly income | £2,200.00 |
| Rent / mortgage43% of income | £950.00 |
| Council tax7% of income | £150.00 |
| Energy & water8% of income | £180.00 |
| Food & groceries16% of income | £350.00 |
| Transport7% of income | £150.00 |
| Phone, broadband & TV3% of income | £60.00 |
| Insurance2% of income | £40.00 |
| Subscriptions1% of income | £30.00 |
| Leisure & other7% of income | £150.00 |
| Total monthly spending | £2,060.00 |
| Yearly surplus / shortfall | £1,680.00 |
- • Enter all amounts as monthly figures after tax.
- • Consider putting some of your surplus into an emergency fund of 3–6 months' spending.